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Disclaimer

Last updated: 2 October 2026

MyFireNumber.in offers free calculators and educational content about saving, investing and planning for retirement in India. Please read this disclaimer before relying on anything you find here.

Educational purpose only

Everything on this website, including every calculator result, is for general information and education. It is not investment advice, financial advice, tax advice or legal advice, and it does not take into account your personal circumstances, goals, risk tolerance or tax position.

MyFireNumber.in is not registered with the Securities and Exchange Board of India (SEBI) as an investment adviser or research analyst. We do not recommend specific investments, funds, products or allocations. If you need personalised advice, please consult a SEBI-registered investment adviser, a chartered accountant or another qualified professional.

How the calculators work

Our calculators perform arithmetic on the numbers you enter. You choose every rate of return, inflation rate and other assumption. Where a calculator shows example values, they are there only to show how it works; they are not suggestions or forecasts.

Results are estimates based on simplifying assumptions, such as a steady rate of return every year. Real investment returns and inflation vary, sometimes sharply, and the order in which good and bad years arrive can change outcomes significantly. Unless a page says otherwise, results do not include tax, exit loads, transaction costs or charges.

No guarantee of returns

Investments in securities markets, including mutual funds, are subject to market risks. Past performance does not indicate future returns. Nothing on this website guarantees any return, outcome or retirement date.

Property estimates

The property value calculator gives a rough, formula-based estimate. It is not a valuation, and it cannot replace an assessment by a registered valuer for any sale, purchase, loan, tax or legal purpose.

Rules, rates and schemes change

Where our pages mention tax rules, government savings schemes, interest rates or regulations, those details can change, often with the Union Budget or a notification from the relevant authority. We show the date a page was last reviewed where it matters. Before acting, check the current position with an official source, such as the Income Tax Department, the scheme's official notification, or the regulator's website.

Accuracy

We work to keep our calculators and content accurate and up to date. Even so, errors can occur, and rules, rates and regulations change. We make no warranty that the information is complete, current or error-free. Please verify important figures and rules with official sources before acting on them.

Your decisions

Any financial decision you make is your own. To the extent permitted by law, MyFireNumber.in is not liable for any loss or damage arising from the use of this website or reliance on its content or results.

Links to other websites

We may link to other websites for further reading. We do not control those sites and are not responsible for their content or practices. If we ever earn a commission from a link, we will say so clearly on the page where it appears.

Contact

If you spot an error or have a question about this disclaimer, write to hello@myfirenumber.in.